Ok, thanks, so if I have only one child, even with $25,000 additional expenses beyond the $5,000 of the FSA, I am just not eligible?

So, are you saying that even if I spent over $30,000 in daycare expenses, because I have $5000 in FSA (and still $25,00 of expenses) I cannot be eligible for th...

Yes, of course, under 13. One spouse's income is exempt from taxes, so it's not showing, no W2 (only 1099-K is)