Thanks for your input. My employer actually provides us with an HRA for most of the deductible. Then I have an FSA for the rest.

I carried the HDHP coverage for the family, and neither of us have an HSA. So putting NONE on mine, even though I have a family plan, is fine. Right?My assumpti...

But did you answer "family" for yourself? If I put family for myself, it still says there was a coverage lapse.

I am having the same issue in 2025 doing my 2024 taxes. It asks what coverage we had as of Dec 1 2023. When I select family for me, and none for my husband (he ...