I'm having the same issue. I contributed after-tax dollars to IRA for quite a few years. TurboTax had always maintained my tax basis in the IRA, but is not work...
I talked with the experts via phone and they were able to identify that this is a bogus error message. I have large earned income (no SEP-IRA plan) and retired ...
I am getting the same error message, that I'm not allowed to contribute to a Traditional IRA because my earned income is zero? My W-2 wages are in excess of $50...