@DanaB27 That did the trick. It was the $6,000 basis from the contribution for the 2020 tax year that I was missing. Thank you so much! Very grateful for your h...

@DanaB27thanks so much for your reply.On Issue #1 -- I went back into my 2020 return on TurboTax online (via the "Amend my Return" option) and followed the step...