It depends. VA told me that I personally needed a 620 credit score which I already head. They were able to help repair my credit and bump it up another 20 point...
I’m not arguing that you are wrong. I have a 71% DTI and got approved for a home. If you can prove you are responsible there is always a way. If you can’t prove...
Nothing is good or bad, it depends on how it is used. I’ll use a car for an example. If you buy a car and you have to pay gas, maintenance, insurance, repairs, ...
