Hi I’m 31, have worked constantly since I was 16 years old. I have never had an emergency fund it seems like a pipe dream to me. I have had to live paycheck to paycheck every day of my adult life. The one time I did actually have decent credit, tragedies happened and forced me to use my credit cards to provide for my family. Now I am riddled with crushing debt, barely scraping by every month(coin star king). Oh on top of that I was let go from 2 jobs in 1 month and was late on rent. Now my family has received our final eviction notice and have 48 hours before the sheriffs will throw us out in the street. There is no emergency fund.
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