@Opus 17Yes my 1099-SA amount was exactly the excess contribution. Looks like the additional tax on that amount was almost 50%. I assume 20% is the penalty and ...
@Opus 17 Turns out I actually did withdraw the excess from my HSA in 2021 and got a 1099-SA. Since I haven't filed my taxes yet, I checked the box on the 1099-...
@ChenaI was wondering the same thing, principal + earnings needs to come out. I assume that is the way an excess contribution would have been handled by Fidelit...