I know this post is kind of old, but I just wanted to add in there just in case you still are looking for advice or if other people look by..... You should look into first-time homebuyer incentives in the area. Many are income based, so you might not qualify, but some places have incentives for buying in certain areas. Also, if you're interested in buying in a rural area you can put 0% down on a USDA rural loan. Just things to consider and look into 🙂 I just purchased my home in July of 2018 and got $500 back at closing because I used a first time homeowners incentive and also got the seller to pay $2k of the closing costs. It worked out well for me!
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