Debt is definitely not bad... if it's managed correctly. That 3 digit number of yours that creditors, insurance, utilities, landlords and employers look at? Tha...
Your student loan is probably federally backed, meaning you cannot do ANYTHING about this but pay it back. The ONLY nice thing about student loans is they have ...
DO NOT! I repeat, DO NOT follow the advice of "close all credit card accounts" unless you want to seriously hurt your score.RaG's advice of paying off credit ca...
What I would do is contact the card issuer first, and explain what happened. See if you can get a statement in writing with contact information from them to det...
This is uncommon but not impossible for a company that should be reporting to a credit bureau to not. I've had friends lost in the system (one of them had a mor...