@maglib If you don't mind can you point out how would I continue to be penalized? I was hoping to pay the tax on my 2018 return, and pay it again with I withdra...

Thanks for the heads up! I will try and talk them again!

I am on the same boat... TT won't let me file because I am $65over the $18500 limit, I added the $65 as "Other" as indicated and will submit a paper file. Hope ...