Thank you.So in this case I have a first mortgage to build the house,2nd mortgage came when I finished the basement and built a detached garage.so all of which ...

combining a 1st and 2nd mortgage into one Home equity line of credit.option A no other debt paid off,option Bpay off credit card debt, the first and second mort...

What if you're only combining a first and second mortgage,is that "buying" under this definition?