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Right! You can close some accounts and leave a few open. If you pay off all. Then you will have frozen your payment history.
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Right, Carl. It’s your payment history and not the charge. So, there will not be any payment due if you do not owe even 0.01% of your credit line to pay for.
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Dave, when you do not use your card i.e when you stop using your card and pay only the monthly due. You will pay off the credit card balance. So, “stop using yo...
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You need a credit card to improve your credit score, Carl. It does not help when you close your credit card accounts.
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