dmertzThank you for sharing.I will digest all of your guidance and make some decisions.

On second thought, perhaps it's worth the trouble to do a SEP for a year.It seems to only create about one-half of the deduction a 401(k) would generate,Pub 560...

Looks like I'm out of luck.Will start a plan for 2017 and use it in future years.Thanks dmertz

My business is a Schedule C sole proprietorship.I'm sure I can find documentation in my files telling myself I was electing to make a deferral contribution as p...