Debt is a lot like alcohol. Some people can have it and treat it responsibly (pay off bills in full, pay down loans early, don’t take out more than they can afford.) others cannot. For the people that have mismanaged debt, it’s always bad. It needs to go away, and it should be avoided. For people that handle it properly, it’s still not good...how much do you want of your life owed to other people?
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