Thanks so much. I'll plug in the numbers and click yes to RMD and see how it goes.I guess the original answer was correct. You just gave a much more detailed an...

She is 98 and has dementia. I, as the only child, am doing her return for her. So it's not my plan or my tax return.

Wrong answer. This was not a contribution plan. My father retired as a university professor in Louisiana. He took less monthly payments while still living so my...