Ok that makes sense, thank you.

@dmertz then what is the "year after death to establish RMD" clause for?Once she passed banks were notified and her RMD stopped. It was typically a September RM...

Thanks, that makes sense.I would rather it be a non-event e-filedif possible plus that should correcta 4 day oversight based on "bad advice" when I opened the i...

The only thing I'm thinking with sending it in ASAP is it starts the clock on when they received notice as to eliminate any time lag in notification of the erro...