Your credit can recover somewhat with bad marks. It does take 7 years for the bad marks to clear, but your credit will steadily improve the longer you maintain ...
You can't "remove" them. They must clear as they get older. Typically that is 7 years. All you can do is maintain a spotless credit record to minimize their imp...
Here in TX at least there are lawyers that only do business with CC companies for suing card holders apparently. I did enlist council that deals with this so mo...
You can run into issues with this method if the debt collector sues you instead of settling. Bank of America is one that likes to sue instead of settle. Eventua...
I have found that keeping your utilization low is the key to keeping your credit increasing. I recently opened a new card with a $7K limit just to boost my avai...
