Are you trying to ask about the $40 "refund processing fee?" That is an extra fee you pay if you choose to pay for using TurboTax software by having the fees deducted from your federal refund. You do not have to do that. You can avoid that fee by paying BEFORE you e-file with a credit or debit card.
If you choose "refund processing"--- your federal refund goes from the IRS to a a third party bank. The bank takes out the amount you owe to TurboTax, keeps the $40 for itself, and then sends the rest of the refund to you.
How can I see my TurboTax fees?
What is Refund Processing Service?
If your TurboTax fees are higher than expected, you can reduce them by removing add-ons (BEFORE you e-file) :
This fee is ridiculous and is exactly the reason I will be looking for another path to handling 2025 taxes after using TurboTax for 35+ years.
There is not a fee to e-file your tax return or to have direct deposit of your refund.
Did you choose to pay for using TurboTax by having the fee taken out of your federal refund? That means you will pay an EXTRA FEE of $40 ($45 in CA) to have a third party bank receive your refund from the IRS, take out enough to pay TT, and then send you the rest of the refund. ( The third party bank keeps the $40 or $45 fee for itself.)
You do not have to do that. Pay upfront BEFORE you file --- pay using a credit or debit card.
REMOVE REFUND PROCESSING FEE