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Level 2
February 1, 2024
Question

Tax help

  • February 1, 2024
  • 2 replies
  • 8 views

My girlfriend and I live together. She owns the home but we split everything. We also just had child. Both of us work FT and make good money. How do we do our taxes? Who claims the child? I assume she claims the house interest since it is in her name? We don't file married obviously so who is HOH? I just don't know if I do my own, claim the child or does she file alone and claim everything? 

    2 replies

    Level 15
    February 1, 2024

    @rlangis 

     

    "She owns the home but we split everything."

    Is GF the only one whose name is on the deed and mortgage?  If so, then she enters the house information on her tax return.  

     

    If the two of you are not legally married --- the child's information can only be entered on ONE tax return.  There is no "sharing" of the child-related credits if you are all together.  That form 8332 you may have seen something about is for divorced or never married parents who live apart and share custody.

     

    So....one of you claims the child.  The other files Single and does not enter anything at all about the child on their tax return.

     

    It takes a qualified dependent to file as HOH, so the person who is claiming the child can file HOH.

     

    **Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
    Level 15
    February 1, 2024

    The one filing as head of household must be the one who paid more than half the household costs for the year and claims the child as a dependent on their tax return. 

    rlangisAuthor
    Level 2
    February 1, 2024

    Ok thank you

     so she would claim the house and I’d claim the child?

    rlangisAuthor
    Level 2
    February 1, 2024

    Think you

     so she would claim the house interest etc and I would claim the child?

    we both make roughly the same.

    Level 15
    February 1, 2024

    The first requirement for filing as Head of Household is that you paid for more than half of the cost involved in maintaining a qualifying household during the tax year. This means that you paid more than half of the total household bills, including rent or mortgage, utility bills, insurance, property taxes, groceries, repairs and other common household expenses. In the case of a parent, your parent doesn’t need to live with you, but you pay at least half the cost of their living arrangements. Whoever meets this requirement (and others) can claim the child as their dependent and file as head of household.