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Level 2
February 4, 2026
Solved

RMD entry into TT

  • February 4, 2026
  • 1 reply
  • 5 views

TT says:  

Do not include RMDs which are due on April 1. RMDs for the first year you're required to take a distribution are generally due on April 1.  The TT box then requests me to enter "RMD due by Dec. 31, 2025"  ____________

I turned 73 in 2024 and took my RMD in 2025, and did not wait until the due date April 1 of 2026.  Thus, what do I enter for the above question:  Zeros or the actual RMD amount that I took in 2025?

    Best answer by user17708643219

    You would enter Zero, since no RMDs were due on 12/31/25.  TurboTax only uses this entry to determine if you're subject to an RMD penalty, which in your case, you're not since nothing was due.  This won't affect your tax return or reflect on your tax return at all.

     

    To take it a step further, if you were to enter the full amount in that field, TurboTax will determine that you aren't subject to a RMD penalty because you took out the full RMD by 12/31/25, so it'd be the same result.

    1 reply

    MaryK4
    Level 15
    February 5, 2026

    Can you clarify if you turned 73 in 2024 or 2025? @jmjerabek46 

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    Level 2
    February 5, 2026

    Yes  I turned 73 in 2025.

    Level 6
    February 6, 2026

    You would enter Zero, since no RMDs were due on 12/31/25.  TurboTax only uses this entry to determine if you're subject to an RMD penalty, which in your case, you're not since nothing was due.  This won't affect your tax return or reflect on your tax return at all.

     

    To take it a step further, if you were to enter the full amount in that field, TurboTax will determine that you aren't subject to a RMD penalty because you took out the full RMD by 12/31/25, so it'd be the same result.