opm csa 1099R

Forum|Forum|6 months ago
February 13, 2026
1 reply
30 views

retired oct 1 2024, had to pay benefeds direct for couple of months for dental and vision. does the 1099R from OPM, include those payments, or not? nothing seems to add up

ReneV4

Level 8

No. Your BENEFEDS payments are not included in your Form 1099-R.

Because you paid BENEFEDS directly while waiting for your annuity to be finalized, those payments happened completely outside of the OPM system. Therefore, OPM has no record of that money.

To gain an accurate picture of what you paid for the year, you will need three different sources:

Your final 2024 paystubs
Your BENEFEDS Account
Your OPM Annuity Statement

Note: Your premium payments may be deductible. However, you must itemize deductions and your total medical expenses must exceed 7.5% of your Adjusted Gross Income (AGI).

If you are a retired public safety officer, there is a special provision to exclude up to $3,000 of health care premiums. In order to claim this credit, however, you will need to enter it manually because it is not included in your Form 1099-R. To claim that credit, you will answer the prompts when completing your Form 1099-R information.

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