What if I entered the wrong bank account for direct deposit?

by TurboTax •   999
Updated December 11, 2025 4:51 AM

If you entered the wrong direct deposit account information, you have some options to ensure you still get your refund and the IRS can always mail you a check.

Here are your options:

  • If you haven't filed yet, you can still change your bank account info for direct deposit.

  • If the info you provided is for a closed or inactive account, the government will mail you a refund check.

    • If you’ve moved since filing your taxes and your address is different from that on your tax return, see this help article.

    • If you chose up to 5 days early, Refund Advance, or Pay with my Refund, you’ll receive a check from one of our partner banks.

  • If you entered an account number that belongs to you, but you intended to enter a different account, check Where's My Refund? to see if the return has been posted to the IRS. If it hasn't been posted yet, you can contact the IRS directly at 800-829-1040 and ask to stop the direct deposit and mail you a check.

  • If you entered a valid (but incorrect) account number that doesn't belong to you, there's usually nothing to worry about. Most banks won't deposit tax refunds into accounts where the names don't match. You can call the IRS to stop the direct deposit if your return hasn't been posted to their system yet. For security reasons, the IRS can't reroute your refund to a different account, so you’ll get your refund via a paper check.

  • If your return is rejected, you can update your account info along with the issue that caused the rejection. Open your return in TurboTax and go through the File section again to update your bank account before resubmitting your return.

It looks like your return was rejected, so you can update your account info along with the issue that caused the rejection. Open your return in TurboTax and go through the File section again to update your bank account before resubmitting your return.

  • If the info you provided is for a closed or inactive account, the government will mail you a refund check.

    • If you’ve moved since filing your taxes and your address is different from that on your tax return, see this help article.

    • If you chose up to 5 days early, Refund Advance, or Pay with my Refund, you’ll receive a check from one of our partner banks.

  • If you entered an account number that belongs to you, but you intended to enter a different account, check Where's My Refund? to see if the return has been posted to the IRS. If it hasn't been posted yet, you can contact the IRS directly at 800-829-1040 and ask to stop the direct deposit.

  • If you entered a valid (but incorrect) account number that doesn't belong to you, there's usually nothing to worry about. Most banks won't deposit tax refunds into accounts where the names don't match. You can call the IRS to stop the direct deposit if your return hasn't been posted to their system yet. For security reasons, the IRS can't reroute your refund to a different account, so you’ll get your refund via a paper check.

In rare cases, banks deposit refunds into the wrong accounts. Where's My Refund? will show the date of deposit. Contact your bank to determine if your refund has been received and check the routing and account numbers.

Found what you need?

Already have an account? Sign in

(4.6/5 | 323,971 reviews)

TurboTax flag icon

Unlock tailored help options in your account

Person smiling while representing TurboTax

Get answers to all your tax questions

Our experts are available on-demand, no appointment needed. Get help all year long with TurboTax Expert Assist.

Intuit Logo
TurboTax LogoCreditKarma LogoQuickBooks LogoMailChimp Logo

©1997-2025 Intuit, Inc. All rights reserved.
Intuit, QuickBooks, QB, TurboTax, Credit Karma, and Mailchimp are registered trademarks of Intuit Inc. Terms and conditions, features, support, pricing, and service options subject to change without notice.

Security Certification of the TurboTax Online application has been performed by C-Level Security.

By accessing and using this page you agree to the Terms of Use.