TT is not applying my itemized deduction to Form 1040

Forum|Forum|5 months ago
January 21, 2026
1 reply
38 views

My itemized deductions are $78,312 yet TT is applying the Standard deduction - why? And how is this remedied?

VolvoGirl

Level 15

There are several deductions that are limited. For Medical you can only deduct the amount OVER 7.5% of your AGI. And the max for SALT (State and Local Tax) is 40,000. I think there is a limit on Charity too. Are you a dependent or filing as Married filing Separate?

If it's giving you the Standard Deduction and not showing you Schedule A you can check the actual amount of itemized deductions by using by going to

Tax Tools on left

Tools - Topic Search (top left box)

Type in itemized deductions, choosing. It should highlight that in the list, click on GO

Then Click on "Change my deduction". That will display the actual amount of itemized deductions vs. the standard deduction. (Be sure to uncheck "Change my deduction" after checking it so you do not lock in the wrong deduction.

user17690149003Author

Level 2

i am using TT Deluxe for Mac - I do not see Tax Tools on the left...

Monikak11

Level 2

In your Desktop version of TurboTax for Mac:

Click View on the top bar menu and then Go to Forms. If you have entered itemized deductions, there should be a Schedule A among the Forms.
Look at Schedule A and review the different sections as well as the total allowable itemized deductions on Line 17 of Schedule A. You can then determine whether some of the deductions weren't allowed or weren't entered.
Return to the entry section by clicking Easy Step at the top of the screen and review and/or update your entries as needed.

@user17690149003