HSA & PrePaid Dental Plan

Forum|Forum|6 years ago
January 3, 2020
12 replies
70 views

Is a PrePaid Dental Plan a qualified expense? I am past 65. This is not an insurance plan and not a discount plan from an insurance provider. It is a Dental Discount Plan specific to my dentist which involves normal exams and care for a year. I know all the services given within the plan are definitely qualified. But it's unclear since they are paid as a plan at the beginning of the year.

I've already viewed publications 502 and 969 from the IRS. From those sites, only supplemental or medigap plans are not permitted with HSA after 65. But again, I'm not talking insurance plans. There is no mention or reference anywhere to Prepaid Plans.

Clarification: Can I use my HSA to pay for a PrePaid Dental Plan? I am 65 and on Medicare also.

Medical

Bsch4477

Level 15

Payments for a dental discount plan are not a deductible medical expense.

gleb001Author

Level 3

I appreciate the reply. Can you validate that answer for me. Where does it specifically say it is not? I would like to know the reason as to why specifically it isn't or is, and where I can reference it.

xmasbaby0

Level 15

https://ttlc.intuit.com/questions/2895189-what-kinds-of-medical-expenses-are-deductible

https://www.irs.gov/publications/p502

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**