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Level 1
April 9, 2026
Question

How do I find out if I ever paid points?

  • April 9, 2026
  • 1 reply
  • 34 views
I don’t know if I ever paid for the points. How do I find that out?

1 reply

Level 13
April 9, 2026

To find out if you paid mortgage points, you should check your Closing Disclosure or Settlement Statement from when you finalized the loan. Look  for line items labeled "Points" or "Loan Discount" or similar.

 

Also, you can check Box 6 of Form 1098 (Mortgage Interest Statement) for the year you closed on the home.

 

You could also contact your lender if you are unable to determine based on the above.