Student Loan & Education Tax Topics

Education

Education: Deductions, Credits, and Answers

There’s no doubt about it, education tax benefits can make a huge difference in your refund. The American Opportunity Tax Credit (AOTC) typically offers the largest tax break. But if you don’t qualify for that, there’s always the Lifetime Learning Cr... read more

1098-T

My daughter college has given us an incorrect 1098 form this year. 2023 they billed Fall 23/Spring 24, in 2024 they billed Fall 24/Spring 25 and now in 2025 they billed Fall 25 only. I brought this to the attention of the financial aid/student accoun... read more

Where do I enter room and board expenses for college? The 1098-T section only asks about tuition. 1099-Q section is no help either.

When I enter the 1099-Q info, TT is saying that we have $8500 of taxable income, but it clearly has not taken into account nearly $13K of room and board (because there has been no prompt to enter the room and board). All 529 distributions were to my ... read more

I used 529 to cover tuition, room, board, and books. TurboTax appears to only allow tuition and books in 1098-T section. Where do I enter the room and board?

why TurboTax does not show "room and Board" for education expense? I have inputed 1099-Q and 1099-T, but the "Room and board" question/section never showed up.

I have inputed 1099-Q and 1099-T, but the screen a screen that asks: "Did [Child's Name] pay for books or materials to attend school?" never showed up. As a consequence, i cannot input the "Room and board" . how to make it to show this screen/section... read more

Why doesn't turbotax allow me to enter qualified education expenses like room & board? is their a problem with the software?

It allows books and supplies to be entered if charged by the institution, and indicates other expenses can be entered later, but it never then prompts for other expenses before moving out of the 1098-T and 1099-Q sections in the online version.

I take online classes for school

I am strictly doing online full time school and had to buy a new computer as I was told the one I had was not compatible. I have gone through all the school expense sections and nowhere does it list additional expenses not paid to the school. How can... read more

Where do I enter education expenses other than tuition for my student, to avoid paying tax on a 529 distribution? Neither the 1099-Q section nor the 1098-T section has it

I have entered a 1099-Q for a 529 distribution and there is a place in that section where it says I will enter education expenses for my student, but then all it asks is whether I used the money to pay a loan. I have also completed the 1098-T section... read more

is there a software bug that is not allowing me to enter room and board expense to offset a 529 plan qualified distribution?

where do you enter room and board expense?

Standard Deduction for Dependent Taxpayers (think, full-time college student) calculates WRONG in Turbotax

Form 1040 Line 12e is the Standard Deduction. If taxpayer is depdendent, however, must use "Deduction Worksheet for Dependents - Line 12e", which is page 35 in 1040 Instructions. It's not complicated, but Turbotax screws it up anyway. In our case, de... read more

where do you put your information for 1098?

I am in the investment but don't see 1098.

How do I add education-related expenses that I didn't pay directly to the school, but that qualify towards the American Opportunity Credit?

There only seems to be an option for expenses paid to the school, with a note that other expenses would be added later, without actually allowing me to add them at any later point.

Turbo tax says my child owes taxes based on 1099-Q from a 529 distributions. But all funds were used for qualified expenses. What am I doing wrong?

I've put all the information from form 1099-Q (payment from qualified education programs) into turbo tax and followed every prompt. I've double checked each question set. Nowhere does it give me an option to state that the funds reported on 1099-Q we... read more

is there a place to enter room and board expenses for college so I can offset 529 distribution? I am using Deluxe 2025. Was easy to find in 2022-24. Can you help?

I have used TT for years. this has never been an issue until, DO I need to upgrade?

Where do you enter room and board college expenses so that they are considered in 529 distribution?

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Education: Deductions, Credits, and Answers

1098-T

Where do I enter room and board expenses for college? The 1098-T section only asks about tuition. 1099-Q section is no help either.

I used 529 to cover tuition, room, board, and books. TurboTax appears to only allow tuition and books in 1098-T section. Where do I enter the room and board?

why TurboTax does not show "room and Board" for education expense? I have inputed 1099-Q and 1099-T, but the "Room and board" question/section never showed up.

Why doesn't turbotax allow me to enter qualified education expenses like room & board? is their a problem with the software?

I take online classes for school

Where do I enter education expenses other than tuition for my student, to avoid paying tax on a 529 distribution? Neither the 1099-Q section nor the 1098-T section has it

is there a software bug that is not allowing me to enter room and board expense to offset a 529 plan qualified distribution?

Standard Deduction for Dependent Taxpayers (think, full-time college student) calculates WRONG in Turbotax

where do you put your information for 1098?

How do I add education-related expenses that I didn't pay directly to the school, but that qualify towards the American Opportunity Credit?

Turbo tax says my child owes taxes based on 1099-Q from a 529 distributions. But all funds were used for qualified expenses. What am I doing wrong?

is there a place to enter room and board expenses for college so I can offset 529 distribution? I am using Deluxe 2025. Was easy to find in 2022-24. Can you help?

Where do you enter room and board college expenses so that they are considered in 529 distribution?

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