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Returning Member
posted Mar 20, 2022 2:57:07 PM

Forcing an upgrade because it says I need Sched D when I actually don't

I have finished my tax prep, but in the final "file" stage it's suddenly telling me I need to upgrade to Premier because "You have Capital Gains or Losses (Schedule D)."
But I really don't.  The only thing I have is Capital Gains Distributions from mutual funds that was reported on a 1099-DIV.   I never received an 8949.  I should be able to report it on the 1040 line and check "Schedule D not required."

How do I get out of this loop?

0 4 2042
4 Replies
Level 15
Mar 20, 2022 3:06:24 PM

Actually you will need to upgrade to at least Deluxe because you need Sch 1 which the FREE version will not allow.  

 

Be aware that  the online TurboTax Free Edition is very limited to only simple returns--so be careful----if your return requires any of the schedules or extra forms then an upgrade to a paid version will be required.   https://turbotax.intuit.com/personal-taxes/online/ 

 

There are still eight various software providers who will participate in the Free File program ... if your AGI is $73K or less then check them out ...

 

Use this IRS site for other ways to file for free:

 

https://apps.irs.gov/app/freeFile/

Returning Member
Mar 20, 2022 3:11:35 PM

I'm using Deluxe already.  It's claiming I have to upgrade to TurboTax Premier.

Level 15
Mar 20, 2022 3:27:39 PM

You can :

 

1) upgrade to keep using the online program

2) switch to the downloaded version ... use Basic if you don't need a state ... Deluxe if you do.

https://ttlc.intuit.com/community/choosing-a-product/help/how-do-i-switch-from-turbotax-online-to-th...

3) switch to one of the IRS FREE FILE options if your AGI will be less than $73K

 

 

Returning Member
Mar 20, 2022 4:35:04 PM

Thanks, but that's not great advice.

 

I called the Intuit support line.  They agreed that a schedule D is not required in my situation and they could not understand why their program was insisting that one was required.


They gave me a code to work around the problem.