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New Member
posted Jan 2, 2025 8:55:54 AM

Why am I not getting the child tax credit

I have two dependents and made more than 2500 and I’m still not getting it. I want to know what I did wrong or what can I put down to receive it. 

1 32 43597
1 Best answer
Level 15
Feb 3, 2025 5:22:22 AM

There is no glitch in the software.

It's just complicated and expectations are sometimes unrealistic. Many people just don't get the full $2000 per child. It's easy to make mistakes. 

 

 There are 7 possible reasons; you aren’t getting the Child Tax credit (CTC). It’s usually #4:

  1. You’ve entered something wrong. In the personal Info section, for the dependent, you must select answers that indicate that he/she is your dependent child. If the child was born during the year, say he/she lived with you all year (note: TurboTax changed how this section is done two years ago, you may need to go thru the interview again or even delete your dependent and start over). If the child was with you for 6 months and 1 day, you need to mark that the child was with you 7 months. The CTC is not an automatic $2000, per child. It is income dependent. If you haven't entered your income yet, the CTC will not show.
  2. Your child may be  too old (over 16). You can still claim your child, as a dependent. What you can't claim is the Child tax credit. This comes as a big surprise to many parents the year their child turns 17. A child over age 16 no longer qualifies for the Child Tax credit (CTC). Although a child can still be a student dependent through age 23, and a qualifying child for EIC,  the Child Tax Credit expires the year they turn 17 and you no longer get the $2000 CTC. Instead you will get the non-refundable (up to) $500 Other Dependent Credit.
  3. Your income is too high. The Child Tax Credit (CTC) is phased out at higher incomes starting at $400,000 for joint filers  ($200K single). You lose $50 for each $1000 (rounding up) your income is over that threshold.   Previously it was $75,000 for single, head of household, and qualifying widow or widower filers; and $110,000 for joint filers.
  4. Your income is too low.  The child tax credit  (CTC) is limited to your tax liability. The CTC is a non-refundable credit and can only reduce your income tax to 0, It can not help you beyond eliminating your tax liability. But, if you have more than $2500 of earned income, some or all of it is usually given back to you thru the "Additional Child tax credit". That is, part of the CTC may be on line 28 of form 1040 (2021- 2024) instead of line 19. The  ACTC is calculated on form 8812 and  is basically 15% of your earned income over $2500. The ACTC is a maximum of $1700 (2024) ($1600 for 2023, $1500 for 2022) per child, not $2000.
  5. You are the custodial parent and the non-custodial parent is claiming the dependent this year. The CTC goes with the dependency, even though the custodial parent still gets the Earned Income Credit, Dependent care credit and Head of Household.
  6. Another possibility is that part of your tax due is not regular income tax, but is self-employment tax (FICA), early distribution penalty or another type of additional tax, for which the CTC cannot be used.
  7. During covid (2021), the child tax credit was expanded and easier to get. That was temporary and those relaxed benefit rules are no longer available.

To get a 'second opinion' on-line direct from IRS, try https://www.irs.gov/uac/is-my-child-a-qualifying-child-for-the-child-tax-credit

TT FAQ https://ttlc.intuit.com/questions/2625810-why-didn-t-i-get-the-child-tax-credit-or-why-is-it-less-than-last-year-s

https://www.irs.gov/uac/Ten-Facts-about-the-Child-Tax-Credit

24 Replies
Level 15
Jan 2, 2025 9:07:40 AM

The refundable part--called additional child tax credit--is based on how much income you had from working.   Have you entered income from working at a W-2 job or from self-employment?

 

 

Make sure you have entered your child as a dependent in My Info, and that you have entered the child's Social Security number.    Careful— do not say that your child’s SSN is not valid for employment.  If your child was born in 2024 make sure you said he lived with you the whole year.  There is an oddly worded question that asks if the child paid over half their own support.  Say NO to that question.

 

Have you entered income from working in 2024?  If not,  you will not receive an income tax refund based on having dependent children.

 

  The maximum amount of the child tax credit is now $2000 per child; the refundable “additional child tax credit” amount is $1700.   In order to get that credit, you have to have income from working.  The credit is calculated based on the amount you earned above $2500 multiplied by 15%, up to the full $1700 per child. If the amount you earned was too low, you will not get the full $1700.

 

 If your child is older than 16 at the end of 2024, you do not get the CTC.  But you may still get the non-refundable $500 credit for other dependents instead.

 

 

https://ttlc.intuit.com/questions/1900923-what-is-the-child-tax-credit

 

https://ttlc.intuit.com/turbotax-support/en-us/help-article/taxation/additional-child-tax-credit/L6xFeMFEf_US_en_US?uid=lqnuygah

https://www.irs.gov/help/ita/does-my-childdependent-qualify-for-the-child-tax-credit-or-the-credit-for-other-dependents

 

 

Look at your 2024 Form 1040 to see the child-related credits you received

 

PREVIEW 1040

https://ttlc.intuit.com/questions/1901539-how-do-i-preview-my-turbotax-online-return-before-filing

 

Child Tax Credit line 19

Credit for Other Dependents line 19

Earned Income Credit line 27

Additional Child Tax Credit line 28

 

 

 

 

Level 15
Jan 2, 2025 9:20:36 AM

Do you see an amount on line 28 of your 1040?  Your credit is limited because part is non refundable so if you have no tax liability you can’t use it. The rest is additional tax credit and that is based on multiplying your earned income over $2500 by 15 percent. 

Returning Member
Jan 31, 2025 12:39:50 PM

I just tried to file and our federal refund is normally between $3k - $3600;  but this year it’s only $86. And I noticed it shows the child tax credit line of $1000 instead of $4000 like it shows on my 2023 taxes. 

Level 15
Jan 31, 2025 12:42:29 PM

@New08 Did you have two kids who turned 17 in 2024?   If so, you lose the child tax credit for those children and get the $500 credit for other dependents instead.

Returning Member
Jan 31, 2025 12:43:07 PM

no they are still 13 and 15 years old

Level 15
Jan 31, 2025 12:51:53 PM

@New08 Make sure you have entered your child as a dependent in My Info, and that you have entered the child's Social Security number.    Careful— do not say that your child’s SSN is not valid for employment.  If your child was born in 2024 make sure you said he lived with you the whole year.  There is an oddly worded question that asks if the child paid over half their own support.  Say NO to that question.

Returning Member
Jan 31, 2025 12:52:56 PM

Yes I have entered my children’s information correctly

Level 15
Jan 31, 2025 12:57:37 PM

@New08 If they are under age 16, and they have Social Security numbers, you have entered something else incorrectly if you are not getting the full $2000 per child on line 19.     Check again.  Make sure you did not check the box that says their SSN's are not valid for employment.    Check again for that question that asked if they paid for over half their own support --- you have to say NO.

 

Sometimes it helps to delete the dependent and start by entering them again.

New Member
Feb 2, 2025 12:55:14 AM

I have done everything you’ve said. I made more than $2,500, I entered my child’s information correctly. The boxes for my child’s SSN and if they take care of themselves is NOT selected. I’ve even deleted the dependent and re-added them. It tells me I qualify for the $2,000 child tax credit, but it doesn’t add it to my federal refund amount. I filed the exact same last year, nothing at all has changed, and I received $5k more last year. Please explain why I’m not receiving anything for my child this year. 

Level 15
Feb 2, 2025 5:33:01 AM

You say "made more than $2,500".  But, that's not enough info.  It depends on how much more than $2500 you made.

 

 What is on lines 1z, 18, 19 and 28 of your form 1040?

Line 1z is your earned income.

Line 18 is your tax liability. 

Line 19 is your "regular" Child Tax credit. It will not be more than line 18.

Line 28 is your Additional Child Tax Credit (ACTC). It's calculated based on what's on lines 1z and 19.   The  ACTC is calculated on Schedule 8812 and  is basically 15% of your earned income over $2500, but not more than $1700.

 

 

Level 1
Feb 3, 2025 3:10:37 AM

I have the same issue. I think there is glicted in software desktop version.

Level 15
Feb 3, 2025 5:22:22 AM

There is no glitch in the software.

It's just complicated and expectations are sometimes unrealistic. Many people just don't get the full $2000 per child. It's easy to make mistakes. 

 

 There are 7 possible reasons; you aren’t getting the Child Tax credit (CTC). It’s usually #4:

  1. You’ve entered something wrong. In the personal Info section, for the dependent, you must select answers that indicate that he/she is your dependent child. If the child was born during the year, say he/she lived with you all year (note: TurboTax changed how this section is done two years ago, you may need to go thru the interview again or even delete your dependent and start over). If the child was with you for 6 months and 1 day, you need to mark that the child was with you 7 months. The CTC is not an automatic $2000, per child. It is income dependent. If you haven't entered your income yet, the CTC will not show.
  2. Your child may be  too old (over 16). You can still claim your child, as a dependent. What you can't claim is the Child tax credit. This comes as a big surprise to many parents the year their child turns 17. A child over age 16 no longer qualifies for the Child Tax credit (CTC). Although a child can still be a student dependent through age 23, and a qualifying child for EIC,  the Child Tax Credit expires the year they turn 17 and you no longer get the $2000 CTC. Instead you will get the non-refundable (up to) $500 Other Dependent Credit.
  3. Your income is too high. The Child Tax Credit (CTC) is phased out at higher incomes starting at $400,000 for joint filers  ($200K single). You lose $50 for each $1000 (rounding up) your income is over that threshold.   Previously it was $75,000 for single, head of household, and qualifying widow or widower filers; and $110,000 for joint filers.
  4. Your income is too low.  The child tax credit  (CTC) is limited to your tax liability. The CTC is a non-refundable credit and can only reduce your income tax to 0, It can not help you beyond eliminating your tax liability. But, if you have more than $2500 of earned income, some or all of it is usually given back to you thru the "Additional Child tax credit". That is, part of the CTC may be on line 28 of form 1040 (2021- 2024) instead of line 19. The  ACTC is calculated on form 8812 and  is basically 15% of your earned income over $2500. The ACTC is a maximum of $1700 (2024) ($1600 for 2023, $1500 for 2022) per child, not $2000.
  5. You are the custodial parent and the non-custodial parent is claiming the dependent this year. The CTC goes with the dependency, even though the custodial parent still gets the Earned Income Credit, Dependent care credit and Head of Household.
  6. Another possibility is that part of your tax due is not regular income tax, but is self-employment tax (FICA), early distribution penalty or another type of additional tax, for which the CTC cannot be used.
  7. During covid (2021), the child tax credit was expanded and easier to get. That was temporary and those relaxed benefit rules are no longer available.

To get a 'second opinion' on-line direct from IRS, try https://www.irs.gov/uac/is-my-child-a-qualifying-child-for-the-child-tax-credit

TT FAQ https://ttlc.intuit.com/questions/2625810-why-didn-t-i-get-the-child-tax-credit-or-why-is-it-less-than-last-year-s

https://www.irs.gov/uac/Ten-Facts-about-the-Child-Tax-Credit

Level 1
Feb 4, 2025 4:42:46 AM

I thought it was a glitch, but it is not. Here is what I found out: the IRS makes changes to people's W-4 forms every year, lowering federal withholding while increasing Social Security to offset it. My company did this quietly, and most people do not check their W-4 annually. They do this so they don’t have to refund a large amount of money during tax season. You will need to make your own calculation and pay additional taxes to IRS per paycheck.

Returning Member
Feb 9, 2025 6:38:58 AM

I have the same issue.  There is different a glitch.  I put all my info into TaxAct and they are giving me the full child tax credit.  I research the information on the IRS.  I am filing jointly and our AGI was under $400,000. Our kids are 12 and 8.  However, Turbo Tax is only giving us $1,000.  There is a glitch!

Expert Alumni
Feb 9, 2025 7:02:59 AM

If you'd like, we can look at your return and see exactly what you see to  help come to a resolution. The return will be scrubbed and won't include any of your personal details.

 

If you're using TurboTax Online:

Once you're logged in to your account,

- on the left hand panel, click on Tax Tools and then choose Tools

- on the pop up window, select Share my file with Agent

- you'll see a message saying you'll give us a copy of your tax return. Your personal information will be changed so we can't see any private information.

- click okay and you'll get another message with a token

 

Please reply to this message with your token so that we can further assist you. Let us know what state is included in your return.

Level 15
Feb 9, 2025 7:06:46 AM

The fact that you are getting exactly $1000, instead of $4000, for 2 kids, under 17, suggests that you have entered the wrong birth dates. 

Returning Member
Feb 9, 2025 7:56:28 AM

This is my third year using TurboTax and I have never had an issue. I just triple checked and their birthdays are correct.   Also, I have compared the TurboTax summary to the TaxAct summary and EVERYTHING is the exact same except the Child Tax Credit.  

Returning Member
Feb 9, 2025 8:00:26 AM

Deleted token ID.  No longer needed.  Resolved. 

Level 15
Feb 9, 2025 8:02:17 AM


@maine5 wrote:

This is my third year using TurboTax and I have never had an issue. I just triple checked and their birthdays are correct.   Also, I have compared the TurboTax summary to the TaxAct summary and EVERYTHING is the exact same except the Child Tax Credit.  


Did you indicate that the the child did NOT provide over one-half of their own support.  Did you indicate the child lived with you for the whole year.  Did you indicate that there was no one else in the household supporting the child.  Did you NOT check the box "not valid for employment" in the Social Security number section.

 

If all of your answers are correct, then delete the dependent and re-enter.

Returning Member
Feb 9, 2025 8:15:14 AM

Thank you, @DoninGA!  I went into both of their information and the box was checked for "not valid for employment".  I am not sure why that checked.  I did not change that this year nor remember checking it other years but that was in fact the issue!  You are amazing.  Thank you!

New Member
Feb 20, 2025 3:43:36 AM

We are US citizens living in Europe for years. This year with Turbotax it says I can't claim child tax credit even though we have been qualified for years. Also, I looked at the FAQ and it says that the child needs to be a US resident. That is not correct according to the IRS website. 

I also filed out my taxes on another site without issues getting the child tax credit. 

Now, I'm confused why Turbotax disqualifies us. 

Expert Alumni
Feb 20, 2025 6:16:55 AM

Make sure you didn't check the box under your dependent SSN that his/her SSN is not valid for employment.

 

Also, The child tax credit is a non-refundable credit and can only reduce your tax liability to zero, but won't get any leftover amount back as a refund. But, if you have more than $2500 of earned income, you might be able to claim the "Additional Child tax credit"

 

Per IRS:

To be a qualifying child for the 2024 tax year, your dependent generally must:

  • Be under 17 at the end of the tax year.
  • Be your son, daughter, stepchild, eligible foster child, brother, sister, stepbrother, stepsister, half-brother, half-sister, or a descendant of one of these (for example, a grandchild, niece or nephew).
  • Not provide more than half of his or her own support for the tax year.
  • Have lived with you for more than half the tax year.
  • Be claimed as a dependent on your return.
  • Not file a joint return for the year (or filed the joint return only to claim a refund of taxes withheld or estimated taxes).
  • Be a U.S. citizen, U.S. National or a U.S. resident alien.
  • Must have a Social Security Number that is valid for employment and is issued before the due date of your tax return (including extensions).

You qualify for the full amount of the 2024 Child Tax Credit for each qualifying child if you meet all eligibility factors and your annual income is not more than $200,000 ($400,000 if filing a joint return).

New Member
Mar 4, 2025 5:57:17 PM

This EXACT thing has been happening to me for 4 years. I have THREE dependents. It ALWAYS, every single year, marks my middle child wrong. I know for a fact I’m not doing anything incorrectly. I ALWAYS make sure I triple check the boxes I mark and they are always marked correctly. They always NO MATTER WHAT mark my son as other. I have never gotten the full amount for him. I never got the 3600 for him during Covid and I never got any stimulus checks for him. Turbo Tax DEFINITELY has a glitch. Idc what these bot accounts that work for TT say. I will not be using this bs anymore. I just had to amend 3 years worth of returns and I have to amend this years too when my refund comes. It’s so annoying. 

Level 15
Mar 4, 2025 6:13:47 PM

Make sure you have entered your child as a dependent in My Info, and that you have entered the child's Social Security number.    Careful— do not say that your child’s SSN is not valid for employment.  If your child was born in 2024 make sure you said he lived with you the whole year.  There is an oddly worded question that asks if the child paid over half their own support.  Say NO to that question.

 

Have you entered income from working in 2024?  If not,  you will not receive an income tax refund based on having dependent children.

 

  The maximum amount of the child tax credit is now $2000 per child; the refundable “additional child tax credit” amount is $1700.   In order to get that credit, you have to have income from working.  

 

Take the amount you earned from working.   Subtract $2500.   Multiply the rest by 15%.  That is the additional child tax credit per child that you can get—- up to the maximum of $1700 per child.   If the amount you earned from working was low, you will not get the full $1700 per child.

 

 If your child is older than 16 at the end of 2024, you do not get the CTC.  But you may still get the non-refundable $500 credit for other dependents instead.

 

https://ttlc.intuit.com/turbotax-support/en-us/help-article/taxation/child-tax-credit/L2lNhfGDl_US_en_US?uid=m68dfq2u

 

https://ttlc.intuit.com/turbotax-support/en-us/help-article/taxation/additional-child-tax-credit/L6xFeMFEf_US_en_US?uid=lqnuygah

https://www.irs.gov/help/ita/does-my-childdependent-qualify-for-the-child-tax-credit-or-the-credit-for-other-dependents

 

 

And for the Earned Income Credit—-

 

https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-credits-deductions/qualifications-earned-income-credit-eic-eitc/L7w4BFP32_US_en_US?uid=m62rmz09

 

https://www.irs.gov/credits-deductions/individuals/earned-income-tax-credit/use-the-eitc-assistant

 

https://www.irs.gov/pub/irs-pdf/p596.pdf

 

Look at your 2024 Form 1040 to see the child-related credits you received

 

PREVIEW 1040

https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-return/preview-turbotax-online-return-filing/L77WCkvnu_US_en_US?uid=m681fkhr

 

Child Tax Credit line 19

Credit for Other Dependents line 19

Earned Income Credit line 27

Additional Child Tax Credit line 28