Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
New Member
posted Jun 4, 2019 5:58:31 PM

If you have a low credit score does it affect your loan approval with TurboTax?

0 5 2742
1 Best answer
Expert Alumni
Jun 4, 2019 5:58:33 PM

Is a credit check required to get a card or for Refund Advance?

No. There’s no credit check required to get the Turbo Prepaid Visa Card or to apply for Refund Advance.

https://ttlc.intuit.com/replies/7066850

https://ttlc.intuit.com/replies/6467221

5 Replies
Expert Alumni
Jun 4, 2019 5:58:33 PM

Is a credit check required to get a card or for Refund Advance?

No. There’s no credit check required to get the Turbo Prepaid Visa Card or to apply for Refund Advance.

https://ttlc.intuit.com/replies/7066850

https://ttlc.intuit.com/replies/6467221

Returning Member
Jan 26, 2020 11:15:40 AM

I just called and asked why a debit card or the loan refund was not an option on the screen only direct deposit. and told it was not visible due to a low credit score- who authorized turbo tax to do a credit pull ?

Returning Member
Jan 26, 2020 11:18:31 AM

Just got off the phone and told that is not the case- the two options ere not available when i had to use option for refund- only direct deposit available- told other two not available to a low credit score - wo authorized anyone to run my credit ?

Intuit Alumni
Jan 26, 2020 11:43:17 AM

When you apply for a Refund Advance through TurboTax, you give permission for First Century Bank, N.A to do a credit check to see if you qualify.

 

Please click here to learn more from the TurboTax help page.

Returning Member
Jan 27, 2020 10:26:56 AM

I was not given the option to apply but was told i did not have the option on the screen for the refund advance based on my credit and that is why the option did not appear on my screen. I was told by turbotax I did not qualify for the refund because of my credit- NOTE- I did not apply but apparently turbo tax gave my personal and financial information for century bank to run a credit check prior to me applying to kind of pre approve me. I never authorized this breach of my personal imformation to be forwarded to this bank or green dot.  Turbotax has violated law by providing personal and financial information to a third party without my consent. Is there a lawyer in the house ? pure breach of privacy and the law.