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Important offer details and disclosures about Refund Advance

If you’re receiving a federal refund, you could be eligible for a Refund Advance on a Turbo® Visa® Debit Card (card issued by Green Dot Bank, Member FDIC). If approved, you will receive temporary card info for online use typically within 1 hour of the IRS accepting your e-filed federal return. This temporary card info will work for 15 days or until you activate your physical Turbo® Visa® Debit Card, which will arrive in 5 to 10 business days of IRS acceptance and loan approval. 0% APR & $0 loan fees. This  offer is only available until February 7, 2020.

Refund Advance is a loan based upon your anticipated refund and is not the refund itself. To apply for the Refund Advance, you must file your taxes with TurboTax. Availability of the Refund Advance is subject to satisfaction of identity verification, certain security requirements, eligibility criteria, and underwriting standards. Refund Advance is provided by First Century Bank, N.A., member FDIC, not affiliated with Intuit or Green Dot Bank.

Separate fees apply if you select a Refund Transfer. A Refund Transfer is not required for the Refund Advance loan.

Not all consumers will qualify for a loan or for the maximum loan amount. If approved, your loan will be for one of six amounts: $250, $500, $750, $1,000, $1,500, or $2,000. Your loan amount will be based on a portion of your anticipated federal refund. You will not receive a final decision of whether you are approved for the Loan until after you file your taxes and the IRS accepts your return. Loan repayment is deducted from your federal tax refund and reduces the subsequent refund amount paid directly to you on your Turbo Card.

Fees may apply for other products and services.

Your loan proceeds will be available on a Turbo® Visa® Debit Card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. You may access your loan proceeds by multiple methods without paying additional fees. Find fee-free ATMs to withdraw cash by logging into your account at Additional card fees may apply.

You will not be eligible for the offer if: (1) your physical address is located outside of the United States, a US territory, a PO box or a prison address, (2) your physical address  or the tax returns you are filing are in one of the following states: IL, NC, or VT, (3) you are less than 18 years old, (4) the tax return is filed on behalf of a deceased person, (5) you are filing certain IRS Forms,  (6) your expected refund amount is less than $500, or (7) you are using any of our tax products where a professional is completing your taxes. You also must be approved by Green Dot to receive a Turbo® Visa® Debit Card.

If you are approved for a loan, your tax refund after deducting the amount of your loan and minus any agreed-upon fees will be placed on a Turbo® Visa® Debit Card. If you apply for a loan and are not approved your tax refund will be placed on a Turbo® Visa® Debit Card minus any agreed-upon fees.

© 2020 Green Dot Corporation

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