How do I get a fast refund for only my state or federal return?

by TurboTax •   11
Updated March 2, 2026 9:41 AM

When filing with TurboTax, you have three options to receive a fast refund:

  • A Refund Advance loan

  • Up to 5 Days Early in any bank account

  • Up to 5 Days Early in a Credit Karma Money account

If you have both a federal and state refund, and your state refund is in California, Michigan, Arizona, or Wisconsin, you’ll only see an option for a combined state and federal fast refund. If you’d like just a fast federal or fast state refund, follow these steps:

To get only federal fast refund

  • Select No thanks when prompted.

  • Select the Fast deposit $35 option on the federal refund selection screen.

To get state only

  • Select No thanks when prompted.

  • Don't choose $35 option for federal.

  • Under You chose direct deposit, select Revisit.

Screenshot for TurboTax

  • Don't choose $35 option for federal again

  • Select Fast deposit when asked (this screen is skipped the first time around)

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