TurboTax payment is roughly $90 and it checks if I want to take it out of my federal income tax I hit yes but then it's asking me for my credit card information

TT wants to get paid. If something happens to your Federal refund and they cannot get their payment then they can get it from your credit card.

Is your federal refund big enough to cover the federal and state fees plus the EXTRA $40 Refund Processing Service charge (45 in California)?

https://ttlc.intuit.com/community/charges-and-fees/help/why-can-t-i-deduct-my-turbotax-fees-from-my-refund/00/25621

How to review your fees

https://ttlc.intuit.com/community/charges-and-fees/help/how-do-i-review-my-fees-in-turbotax-online/00/26353