If the IRS adjusted your refund or it's taking too long for them to send your refund, you need to pay the fees. You should have received one or two emails about paying the fees. If you don't pay the SBTPG bank will directly debit your account.
https://ttlc.intuit.com/replies/3302146
See this FAQ, it explains about why they will debit your bank account
My refund was taken for student debt so it’s been long processed and completed and should have been removed over a month ago
Since the IRS kept your refund then Turbo Tax never got paid. They don't know the IRS isn't going to send it. So they wait 36 days. If the refund doesn't come by then they send you a couple emails to pay the fees or they take it out of your account. The IRS does not update Turbo Tax about your refund. You still owe the fees.
Is there a way to delay the charge? Don’t have it at this point