There is no health insurance penalty for 2019, so it does not ask. You only have to enter a 1095A if you had Marketplace insurance (Obamacare).
Wish I had know this 3 weeks ago. Turbo tax over here screwing people over by not asking about their insurance, even though I had it last year and they even asked last year. IRS is asking for them now.
Make sure you fill it out, Turbo tax won't direct you to it.
Now I have to wait another 2 weeks for my return. Wasted my time filing early when they can't accurately fill them out. Paid $80 for garbage. I shouldn't have to be a tax expert to file my taxes without extra hassle.
@scottemit The IRS began to accept returns on Jan. 27. If filed earlier, your return would have just been sitting on the server, gong nowhere anyway. The only health coverage forms that have to entered for 2019 are if you have 1095A for Marketplace (Obamacare) insurance.
I just I just got a letter from the IRS. I filed an early return because I really need the money. I used TurboTax and the software did not ask me about my health insurance. Apparently, I have to send them my 1095-a because I used the premium tax credit. TurboTax doesn't ask because health insurance is no longer a requirement And there is no penalty if you don't have it. But if you have had the insurance through your state Marketplace , you absolutely must file a 1095a and/or 8962. TurboTax failed me.
Were did you end up filling it out? I keep trying to search and it logs me off.
Congress changed the penalty for not having health insurance to $0, and TurboTax moved the entry screens. If you have a 1095-A you will still need to enter it in the program.
As xmasbaby0 and inaneone stated above, you still must enter your 1095-A in the program or risk receiving an IRS letter. You can find the 1095-A enter screens here:
This is BS! I just finished filing my 2019 taxes with TurboTax, as I have for the last 7 years. They have all my information, they know my employers, my dependents, etc. They know I get my health insurance through the ACA and have uploaded a 1095-A every year since the ACA took effect. So I didn’t even realize that they didn’t ask about my health insurance until I went to put all my tax documents away and realized I had never entered my 1095. So I did some googling and ended up here. What the hell, TurboTax!? A simple “Did you receive a 1095-A?” prompt at any time during the filing process would have helped me avoid this mess. My question to those who made the same mistake: do you simply mail the IRS your 1095-A after receiving a letter requesting it? Or do you have to amend your taxes?
I too am being screwed by this.
@spannerx Straight from the website irs.gov/ltr0012c from the letter, hope it helps.
-Do not file a Form 1040X, Amended U.S. Individual Income Tax Return. After we receive the requested information, we’ll use it to process your original tax return. If you’re entitled to a refund after reconciling your advance payments, we’ll send your refund about 6-8 weeks after we receive all of the necessary information.
Thanks A lot TurboCrap for nothing, I will never again use this product, As I'm sure many others will not.
Thanks for posting the info from the IRS. I'm in the same boat as many others here. My insurance comes from the marketplace. After my return was done and submitted, and I'm putting my paperwork away, I realize I didn't enter the info from form 1095-A. Nice. I guess I'm waiting for a letter now, waiting to mail the form in, and then waiting 6-8 weeks for my return.
So if I had Mainecare all yr will i still have to wait on 1095a? I was never prompted to fill out health insurance either! So is it automatically checked no for a 1095a? If you didn't have that type of insurance?
Inaneome so if I didn't have market place insurance and had only Mainecare for the year I wouldn't have to worry about medical field right?
MaineCare is Maine's Medicaid program, so it is not a Marketplace offering.
No, you do not have to wait for a 1095-A because you won't get one. I believe that Medicaid usually issues a 1095-B, which you do not have to enter into TurboTax.
No other medical insurance entries are required.
I’m so upset! TurboTax didn’t ask me about health insurance either now the IRS is asking for 1095 and 8962 which can delay my refund by 8 weeks smfh! I was an early filer also, thanks TurboTax!!
So now I have to wait for a letter from the IRS? Why are we not allowed to do an amendment until late Feburary? So will Turbo Tax be rectifying this situation for the people that have already submitted?
This is definitely a Turbo Tax software workflow issue.
This delay is going to cause some major life adjustments for me and my kids while waiting through the IRS delays. The issue is ultimately our responsibility and thus we're all paying for the mistake, but I'm very disappointed in Intuit for overlooking this. I certainly hope for their sake that this is an issue across all payment levels, free file to super premium, or they'll be looking at some fines or worse.
I've used a tax-prep rival for the last several years and gave Turbo Tax another chance, but I'll most likely return the competitor. I doubt there's anything Intuit can do to convince me to use their service again.
Turbo tax has dropped the ball on thousands of customers, by not providing simple direction to Marketplace healthcare members. This is costing individuals and families stress, let alone the cost of paying for a tax service that is more a disservice.
I agree this is complete crap. Like you said a simple do have a form 1095-A would have been great TT.... I called the IRS yesterday when I received my letter and they said to expect a delay of EIGHT TO TEN weeks because of this. complete bull turbo tax. Never again. I have used TT for over ten years now, filed the exact same way every single year, and every year for the last 4 or 5 I have been infuriated with TT. To say you can file for free, let you get to the end of your return and then say Oh because you have this tax credit you have to pay for Plus. So then I waste $80 of my money to file my taxes with you guys, only to get royally screwed this year with not asking for this form.
Last year, I ran into this issue. I did have to submit a form to the IRS hand filled out, but thankfully as soon as I got the rejection, I completed this and my tax return arrived by March 12th. It also ended up giving me extra. I was hoping this year we would not deal with this issue, but upon reading comments it looks as though we will.
First of all, I can't print my return. I tried to click where it said and I get nothing. I do get an email saying my account was updated?!?! When I try to click the link for my docs I get a message saying I should have spent 30 bucks for Plus to get online storage for my return. For the first time ever I have no proof or copy of my return!
Then, I filed my return without it asking for my 1095A because I thought surely turbo tax knows what they're doing. I assumed I didn't need to. Then I find out a week and a half later that I need to amend my return, but when I click the link to amend it says turbo tax isn't amending returns until "late February." I can't mail an amended return because I can't print my original!
The response by intuit in this thread is baloney! They keep saying that since there was no penalty, they didn't have to ask if you had a 1095A. But, they ask if I had interest income! They asked if I had dividends! It would have just been one more step. I figured this was all a scheme by intuit to make people pay for their service, but apparently those that did pay have the same issue. This is a huge let down by a major service like intuit. I'm sure somebody screwed up big time on this, and I'm also sure they'll never own up to it or apologize. I just got a new employer and they are rapidly expanding and their accountant was considering going to QuickBooks. You can sure bet I'm telling them about this!
That's baloney! As part of the process it asks if you have 1099s, when not everybody does! Why couldn't it have been set up to ask for a 1095 the same way?
Print a copy of your taxes and send them with the 1095a and 8962 forms, like you would if you didn't file electronically, if you don't want to wait for the letter. It took 4 weeks for me to get a letter, as I filed early. Just be sure to send a letter stating that you filed electronically with TurboTax. You have to do the 8962 yourself, it's a worksheet to use to reconcile your advance premium tax credit. You may find that this will reduce your refund or that you will owe money... I ended up owing this year because I did not report a small raise last year to New York state of health for insurance which ultimately made me ineligible for a premium tax credit. If your income was reported correctly last year when you purchased healthcare through your state Marketplace, you may not owe. But we do have to fill out the 8962 and file it along with our 1095a.
I'm so bugged by this. Does anyone know if we have to pay more to amend it once we get the tax letter or once "late February" arrives and we can amend online?
You have to fill out form 8962, make a copy of your 1095A and mail or fax it with the copy of the letter you’ve received (or will receive) from the IRS. I had to also mail the second page of my 1040 because my return $ amount changed after I entered my info from my 1095A. TurboTax really messed up this year. I am not happy.