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New Member
posted Feb 24, 2023 3:37:20 PM

Should I enter all health insurance premiums?

My husband has health insurance through his employer and I have health insurance for me and this is the 2nd year receiving it.

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4 Replies
Expert Alumni
Feb 24, 2023 3:46:56 PM

Can you clarify if this is for federal itemized deductions, a state issue (which one) or related to something else?

New Member
Feb 24, 2023 3:51:39 PM

Federal

Level 15
Feb 24, 2023 3:56:32 PM

Health insurance premiums are only deductible medical expenses if you pay them out of pocket with after-tax dollars.  The premiums you pay for insurance through an employer are almost always deducted from your paycheck pre-tax; since the premiums are already un-taxed, you can't also take a deduction for them.

New Member
Feb 24, 2023 3:59:47 PM

Awesome! Thank you. I pay for my kids and mine out of pocket. So, those can be used as medical expenses is what it sounds like.   I appreciate the quick response.