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New Member
posted Apr 3, 2021 9:38:20 AM

My tax return was rejected because it was thought I included a duplicate 1099R in my return. However, it is correct and should not have been rejected. What happens next?

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24 Replies
Expert Alumni
Apr 3, 2021 10:00:29 AM

Please check whether there is a blank Form 1099-R listed in your return. If one was imported and yet another was manually entered, there could be a duplicate listing that you may not realize.

 

For more information, see: How do I delete a 1099-R?

New Member
Apr 3, 2021 6:01:04 PM

My tax return was correct. There was no duplication of a 1099R.

Now it seems I have to do everything manually. Will the taxes be taken out of our bank account as we requested when we submitted the return the first time? or do we need to send a check.

 

Intuit Alumni
Apr 4, 2021 9:40:49 AM

Do you mean that you mailed in your tax return when you stated you had to do everything manually or were you able to e-file?

 

If you were able to e-file you can check and make sure your direct debit date was transmitted. You will find your direct debit/direct deposit information on the Federal Information Worksheet Part V - Direct Deposit or Direct Debit. This will reflect the date you selected.

 

Please see this TurboTax FAQ to print your tax return you filed this year:

How do I get a copy of a return I filed this year in TurboTax Online?

 

If you mailed your tax return you will also need to mail a check or pay on the IRS website: https://www.irs.gov/payments

 

Please let us know if you need further assistance.

@rkg75

New Member
Apr 6, 2021 4:28:26 AM

I am having the same issue.  My tax return was rejected because it believes I have a duplicate 1099R. However, the forms are correct, there are no duplicates. Note that my wife and I each received very similar 1099s, same institutions and same amounts but obviously each one in our names. The first time, I downloaded the 1099R forms directly from our financial institution.  After receiving the error, I reentered the 1099 data a second time manually (deleting the old entries) in an effort to fix this. I also made sure each 1099 was in the appropriate filer's name.  Everything else was correct.  Nonetheless, the program still rejected our submissions when we e-filed a second time.  Please advise if there is another workaround besides manually printing and filing.  It looks like this could be a coding error in the program.

Expert Alumni
Apr 6, 2021 5:08:20 AM

If you have two similar 1099-R's you can add $1 to one and deduct $1 from the other and it will be accepted.  This will not change the taxable amount at all.

Level 3
Apr 8, 2021 7:14:58 AM

For your situation, you should add the two together and report them as one 1099-R.  

Level 2
Apr 10, 2021 7:17:31 AM

I had this rejection as well, re two “nearly identical” 1099Rs (same firm, same gross amt, same Fed withhoding) but two different account holders (me, my spouse). I connected with TT Support on both Twitter and via phone.  I tweaked one account, by adding $.01 to gross amount.  Was “accepted” by IRS.  I’ve kept lots of hard copy notes, just in case.

New Member
Apr 24, 2021 8:45:03 AM

My husband and I each took the same amount in a one-time withdrawal from our IRA. We have the same investment firm.  eFile was rejected because it detected a duplicate 1099R, even though our names and SSN were different on each one.  After the 3rd unsuccessful try I finally printed them out and mailed them.

New Member
Feb 1, 2022 10:05:34 AM

Husband and wife each have an IRA from the same credit union.  We each withdraw the same amount for our yearly distribution.  When I enter the information, it asks me questions about my husband's IRA but when I enter the 2nd amount (for me) it will not allow me to put it under my social security number.  Therefore, all the questions are asked pertaining to my husband (again).  How can I correct this and enter the 2nd 1099-R under my social?

Expert Alumni
Feb 1, 2022 1:31:08 PM

@glenschwartz7274 On the screen that says Tell US Which 1099-R You Have there should be an option that says This form 1099-R belongs to ____ (Taxpayer)  or _____ (Spouse). If you don't see that, go back to the personal information section and make sure you entered both you and your spouse's information correctly and indicated that you want to file a joint tax return.

New Member
Feb 7, 2022 7:34:43 AM

This is what I'm doing but no one suggested this to me. Very disappointed and wasted hours of time researching and working with the IRS.

New Member
Feb 7, 2022 11:02:00 PM

Without a doubt it is a  problem with the tax software.  I have been using Turbotax for many years and have never had this problem before.  I get a form 1099R from the company that disburses funds each month from my retirement account.  There are six entries on the form, each for a different investment fund.  Two of them send the same amount each month ($145.00 ($1740.00 annually))and ($145.00 ($1740.00 annually)) and two more also send the same amount each month, ($566.80($6801.56 annually)) and ($566.80($6801.56 annually)).  Yes, there are duplicate dollar amounts but they are for different fund categories.  Can I just total all six categories into a single total for all six categories?  If I can't file my tax returns electronically due to a flaw in the software, which was not there in past years, I will be asking for a refund from Intuit.

To make it clear, it is a single 1099R from a single investment firm that has six line entries on the form for six different funds from which the money is distributed from each month.

Expert Alumni
Feb 8, 2022 5:25:02 AM

Yes, If all of the withdrawals are from the same you can enter the total of all six together.  Retain the copy of the 1099-R in the event a question arises.  An alternate solution is to adjust the similar disbursements plus on one and minus on the other by $1.  

Level 2
Feb 11, 2022 6:48:39 AM

I have been using Turbotax for over 30 years!  I am well aware of your suggestion.  My 1099s both have different names and different SS numbers.  Also, I checked the proper belongs to box.  The problem is with the Turbotax software. 

New Member
Feb 11, 2022 8:48:43 AM

Adding them together worked !!  Return was accepted !

New Member
Feb 11, 2022 9:57:48 AM

I agree.  I, too, have been using TurboTax for at least a decade (probably more like two decades or more) and have never had this type of problem before.    My 1099 entries are identical as the previous years, what appears to be identical 1099-R entries.  The dollar amount is identical but the information entered is for a different fund.  It seems software development quality control has steadily declined and we, the users, are used as Beta testers, en masse.

Level 1
Feb 11, 2022 3:47:18 PM

I'm having the same issue. It has been rejected 4 times now. I do not have duplicate 1099R's. I have two 1099r's from the same firm.  My spouse retired in 2021 and did a rollover of her 403B into her regular IRA (which showed code G) and was required to withdraw her RMD amount which was taxed (showed code 7). There was no tax on the rollover which was about $4500 which was different from her RMD of only $179.  Why can't TT get this glitch fixed. I really don't want to snail mail my returns plus NYS mandates e-filing of taxes. Anybody have any ideas for a fix?

Returning Member
Feb 11, 2022 5:33:23 PM

Same problem here.  The two 1099-Rs are the same amount ($6000) but otherwise different.  One is distribution code T one is code 7.  The T coded one is because I accidentally took a distribution from my Roth and I returned it.  The 7 coded one was from my Traditional IRA and converted to my Roth.  The account numbers are different for each one.  But TT doesn't ask for an account number.  Someone suggested changing the amount of one of them by $1 or $0.01.  I wouldn't feel comfortable having a difference between what I report and what Vanguard reports.

Returning Member
Feb 12, 2022 11:25:04 AM

So is Intuit working with the IRS to fix this issue?

Expert Alumni
Feb 13, 2022 1:43:31 PM

The software is designed to prevent people from double entering their income forms.  It's a common enough error that it has to be built in to the system.  If you have two 1099-R's with the exact same value it triggers this error prevention in a remarkably annoying way.  

 

The suggestion that works is to add a penny to one of the 1099-R totals changing it from $XXXX to $XXXX.01.  The IRS rounds numbers to the nearest dollar anyway, they don't deal with any partial dollar amounts.  So your penny change will not effect any of the information that the IRS receives.

 

 

Returning Member
Feb 13, 2022 4:18:26 PM

That worked.  Thank you for your help.

Level 2
Feb 14, 2022 12:34:51 PM

bobqsup:  You are right on.  This is a Turbotax computer program error.  If the Recipient TIN is different, it's a different 1099R.  If the Payer's TIN is different, it's a different 1099-R.  If the Spouse box is checked, it's a different 1099-R.  If the Document ID is different, it's a different 1099-R.  If the Account Number is different, it's a different 1099-R.  Deal is in order to do this correctly you need to table all the 1099-R's up, sort the table by the data above, then check each entry.  If the 

Recipient TIN

Payer's TIN

Account Number

Document number 

Spousal check mark 

and then the AMOUNT

are all the same then it's a Duplicate,

otherwise, it's NOT a duplicate.

My guess is the programmer got lazy or didn't understand what he was trying to accomplish.

Turbotax should fix this immediately.  Looks like Turbotax had the same problem last year2020, so I would guess they don't feel like it's worth correcting. 

I also painstakingly entered my 6 1099-R's into the Online Free Turbotax.  At least the Online version erroneously flagged the 3 1099-R's for my wife as duplicates.  The desktop PAID version doesn't even flag the duplicates, Turbotax just let's the IRS reject your return.  After the IRS rejects the return, Turbotax will help you... ha ha... they say to look at your 1099-R's and delete the duplicates.

I don't have any duplicate 1099-Rs.

 

Seems like the data passed on to the IRS is not correct either.

 

Likely there is more to all of this...

 

that's what we pay Turbotax for.  To figure this stuff out for us!

 

New Member
Feb 16, 2022 11:29:02 AM

I have a similar issue.  However, both of the 1099Rs are for my wife.  One is from her Traditional IPA and the other is from her Roth IRA.  Different amounts, different account #s, different distribution codes and the Traditional one has IRA/SEP/SIMPLE checked.  But they both are for my wife from the same payor.  I've reviewed both 1099R entries and made sure everything is correct for each.  I still get rejected as having duplicate 1099Rs.  I'm not sure what to do now.

Level 2
Feb 16, 2022 2:00:34 PM

That's a bummer.  Print and mail.  Shouldn't be this way.  Print and mail is the last thing I wanted to do.