My mom is my cosigner on my student loans and she makes the payments. I was unemployed for two years after college and was her dependent, so she claimed the student loans on her tax returns. Now I'm no longer her dependent and I have a job, but she continued to make the payments on the loans. So, do I claim the loans on my tax return because I'm no longer a dependent, or can she still continue claiming them, given she has been making the payments?