I think I figured this out. The 1040 line 7 is all adjustments, not just retirement income. I over paid federal in 2022 and that was subtracted from retirement income. The forms I printed to PDF didn't show this unless I printed all worksheets. All is well. Can't help but add: I wish this product would show why things are how they are instead of showing IRS rules. It's impossible to plan for next year with this product or IRS rules.
By "line 7" you mean "total tax" that is the sum of line 5 and 6 on the IA 1040?
What is your filing status?
I think I figured this out. The 1040 line 7 is all adjustments, not just retirement income. I over paid federal in 2022 and that was subtracted from retirement income. The forms I printed to PDF didn't show this unless I printed all worksheets. All is well. Can't help but add: I wish this product would show why things are how they are instead of showing IRS rules. It's impossible to plan for next year with this product or IRS rules.