Is claiming a dependent who does not have insurance worth it? What is the penalty how does this work? For 2015 taxes

You would be responsible for the penalty for your dependent if she did not qualify for an exemption (waiver.) The fee for not having health insurance is $325 per person or 2% of your household income – whichever is higher. The fee applies to people who can afford health insurance but choose not to buy it, or who do not qualify for an exemption.

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if no waiver applies, is it better to drop the dependent ? ... in my case I am talking about my father as a dependent