Hi 1JOne,
Welcome to our ask the expert event. Glad to have you. To confirm, you asking about federal taxes withholding on a Traditional IRA distribution. If so, yes, there is a mandatory 10% IRS rule withholding. You might be subjected as well to applicable state withholdings as well. I would check with your plan administrator holding your IRA to get the most accurate information about state withholdings. If you meant to say pension or annuity then there is a 20% mandatory withholding. Based upon the subject, my guess is you are referring to a Traditional IRA. I have provide an IRS link about the Traditional IRA. https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-iras-distributions-withdrawals. I hope that I provided you useful information to answer your question. Thank you for your time today. Have a great day.