I'm paying $150 for this service, now you want to also charge me $40 for a Processor Refund Processing Fee? Why? How can I avoid this fee?

How to remove the Pay from your Refund fee

https://ttlc.intuit.com/community/downgrading/help/how-do-i-remove-pay-with-my-refund-fees-in-turbotax-online-and-change-my-payment-method/00/25880

Pay the TurboTax account fees with a credit card to avoid the fee for paying with the federal tax refund.

See this TurboTax support FAQ for removing the pay with refund fee - https://ttlc.intuit.com/community/downgrading/help/how-do-i-remove-pay-with-my-refund-fees-in-turbotax-online-and-change-my-payment-method/01/25880