You can still file a joint return even if one spouse had no income. On your joint return, enter both your income and your husband's 1099-R. 1099-R's are entered in the Retirement Plans and Social Security section of TurboTax. Be sure to answer all the follow-up questions about the 1099-R. TurboTax will determine how much of your husband's 1099-R income is taxable.