Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
New Member
posted Jun 3, 2019 10:33:40 AM

How do I report interest if no 1099 is being issued?

0 18 27635
18 Replies
Level 15
Jun 3, 2019 10:33:42 AM

Is it from a Seller financed mortgage?

New Member
Jun 3, 2019 10:33:43 AM

Yes, you can still report your Interest Income without a 1099-INT. To enter your Interest Income, please complete the following steps below:

  • Sign in to TurboTax (if you're not already signed in)
  • Click on the Take me to my return button
  • Click on Federal Taxes tab
  • Click on Wages and Income tab
  • Scroll down to Interest and Dividends (Show More)
  • Click on the Start/Update button (next to Interest on 1099-INT) and follow the Interview questions. 

Please see FAQ (click on see entire answer), for more information about not receiving a 1099-INT: https://ttlc.intuit.com/replies/4774384

New Member
Sep 5, 2021 7:41:46 AM

Yes

Level 15
Sep 5, 2021 8:14:03 AM

@Michellemlm777 

 

Are you PAYING the mortgage interest ?     

 

Or RECEIVING the interest ?     If receiving the answer above your post gives you the directions to enter it.  

New Member
Feb 16, 2022 4:27:34 PM

Your directions to still report interest is flawed.  I have bank interest but at about $7.00 they issued no 1099int statement.

Now when I enter the bank name and interest all is well but turbotax will not work with it as there is no 

payers TIN.  I just keep getting a "Please Review".

Level 15
Feb 16, 2022 4:32:51 PM

I enter all my interest that way even if I have the 1099 INT.

 

Don't enter the bank or broker name and don't try to import it.  It is just as fast and easy to manually enter it.  At the bottom pick -  Change How I enter my Form

Then on the next screen pick I'll Type it in Myself

 

New Member
Mar 8, 2022 9:23:42 AM

Did you find a solution for this?  I am having the same issue.  If you search the help the text even states that if you enter the information yourself, no FEIN box will be present.  But it's there, alright.  And it's preventing me from finishing my taxes.

Level 7
Mar 8, 2022 12:53:24 PM

The TurboTax will not ask for EIN if you choose the option I will type it myself.

Enter Bank in the Received from box and enter the amount of interest in Box 1.

 

  • Open your Tax return
  • Click on Federal >Wages & Income
  • Click on Interest and follow the onscreen instructions.

 

Click on the link for more information

 

Bank Interest

Level 3
Apr 8, 2022 4:27:09 PM

But TT still allows the amount to be entered only in the "Box 1" box, even though no 1099 was received.

Expert Alumni
Apr 8, 2022 6:48:35 PM

Yes, if you are entering Interest in the 1099-Int section, and chose 'I'll type it in myself', TurboTax displays a screen where you can enter your interest amount in Box 1.

 

You don't need to have a 1099-Int form to do this. 

 

If you have another type of interest to report, please clarify and we'll try to point you in the right direction.

 

Click this link for more info on How to Enter 1099-INT.

 

 

 

 

 

 

 

 

 

 

@rbrookefox

Level 3
Apr 9, 2022 11:39:26 AM

@MarilynG I thought the "Box 1" etc. notes referred to the 1099, in which case entering the number as being supplied there is not true, and would not reconcile with the data supplied by the payee to the IRS.

Intuit Alumni
Apr 9, 2022 3:33:54 PM

It would be best to follow the instructions here to contact us by phone so we can better assist you. 

New Member
Feb 1, 2025 7:31:39 AM

Yes

Expert Alumni
Feb 1, 2025 8:55:59 AM

Installment sale interest is treated the same way as interest from a bank or other financial institution.  You will need the name, address and SSN or EIN of the payer/buyer.

 

To enter your seller-financed mortgage interest:

  1.  Click Tax Home tab >  Income
  2.  Scroll down to Interest & Dividends > Less Common Investments and Savings > Select  Interest from Seller-Financed Loans
  3.  Enter Payer/Buyer information and interest amount

Level 1
Feb 15, 2025 9:06:27 PM

Direction apply to 2019 are out of date with the current (2024) turbo tax program.

Expert Alumni
Feb 16, 2025 6:01:20 AM

To enter interest income when you didn't receive a 1099-INT:

 

1. Log in to your TurboTax Account. On the Tax Home screen, click Wages & Income and then Review/Edit or Pick up where you left off.

 

2. Scroll down to investments and savings, and click on Start or Revisit next to 1099-INT.

 

3. If you haven't entered any investment income yet, you'll be asked if you have any to report. Choose Yes.

 

4. If you've already added some investment income, select the button that says Add investment income.

 

5. On the Let's import your tax info screen, scroll to the bottom and choose Enter a different way.

 

6. Choose Interest from the list of investment income types and then Continue.

 

7. Select Type it in myself.

 

8. Enter the payer's name and the amount you received. If it's regular interest, the amount should go in box 1. 

 

@Leeo1

Level 1
Mar 20, 2025 9:39:18 AM

This is not correct. TT is still asking for the field, and flagging the entry as in error if it is not provided.

Expert Alumni
Mar 21, 2025 11:22:20 AM

Are you sure you are in the right section? What field are you getting stuck on?