DONT NEED THE MAX BENEFIT, BUT IF I FILE MY TAX AND DEDUCT THE PAYMENT WITH MY REFUND, IT AUTOMATICALLY ADDS THE 45 FOR MAX BENEFIT.

are you in California?   There is an extra $40 (45 in California) Refund Processing Service charge for that which you can avoid by paying upfront with a credit card.

How to see your fees

https://ttlc.intuit.com/community/charges-and-fees/help/how-do-i-review-my-fees-in-turbotax-online/00/26353

For help with fees

https://ttlc.intuit.com/community/charges-and-fees/help/what-can-i-do-to-reduce-my-fees/00/26051

How to remove the Pay from your Refund fee

https://ttlc.intuit.com/community/downgrading/help/how-do-i-remove-pay-with-my-refund-fees-in-turbotax-online-and-change-my-payment-method/00/25880

Remove Max

https://ttlc.intuit.com/community/downgrading/help/can-i-remove-max/00/26691