Does it cost additional money? I elected to pay $39.00 to process my taxes, why are they adding processing fee??g an additional $40.00, this is false advertising !!!

If you're being charged $40, you must have chosen the option to deduct your TurboTax fees from your federal refund. 

This option is called Pay With My Refund (also known as Refund Processing Service).  There’s a $40 processing fee charged by a third-party bank handling the transaction.

See the TurboTax Help article Can I pay with my refund? for more information.

AVOID that extra $40 fee by paying your TT fees before you file using your own credit or debit card!!!!!!!

REMOVE REFUND PROCESSING FEE

https://ttlc.intuit.com/questions/1900517-how-do-i-remove-refund-processing-fees-in-turbotax-online-and-change-my-payment-method