Can talk too someone with out paying any thing it’s very important and it’s really Affecting me money wise

Sorry, but TurboTax does not provide telephone support for Free Edition unless you add the PLUS Help & Support package, which you have to pay for. See the FAQ at the following link for information about PLUS Help & Support.

What's included in PLUS Help & Support?

Or you can contact a TurboTax Support agent for free via messaging at Twitter or Facebook.

https://twitter.com/TeamTurboTax
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Support hours are 5AM-5PM Pacific (8AM-8PM Eastern), Mon-Fri