Why do I need to wait for Form 8889-T Health Saving Account to file my return when I do not have this type of account? In the section TurboTax asked I checked do not have

Do you have items in Box 12 of your W-2? If so, what code(s) are next to the amount?

AA,D & DD

and because I already paid I can not clear and start over

Perhaps Form 8889-T was generated inadvertently--try deleting it from your return.

To delete the Form 8889-T (or any form) from your return, please follow these steps:

TurboTax Online

1. While in your return, click My Account (in the blue bar at the top of the screen).  (See Screenshot #1 below.)
2. Click on Tools.
3. Under "Other helpful links" click on Delete a form. (Screenshot #2)
4. Click Delete next to the form and follow the onscreen instructions. (Screenshot #3)
5. Once you have finished deleting the desired form(s) click the Continue with My Return box (in the lower right of your screen).

TurboTax Desktop (Windows)

1. Go into Forms Mode by clicking on the Forms icon in the top right of the blue bar.  (Screenshot #4)
2. In the Forms in My Return list on the left, double-click on  Form 8889-T to open it. 
3. Click on the Delete Form box at the bottom of the screen.
4. To return to the interview, click on the Step-By-Step icon in the top right of the blue bar.

TurboTax Desktop (Mac)

1. To switch to Forms Mode, open your return, and then click the Forms icon in the upper left corner of your screen (or choose Go to Forms from the View menu at top).
2. The Federal Information Worksheet will display and all the forms in your return will be listed on the left side. 
3. Select the form you want to remove.by clicking on it.
4. After the form is generated in the right pane, click the Delete Form button at the bottom of the window.
5. Follow any on-screen instructions to remove the form or forms.
6. To switch back to the interview, click the EasyStep icon in the upper left corner, or choose Go to EasyStep from the View menu.