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New Member
posted Apr 4, 2021 7:37:53 AM

What is self insurance medical reimbursement plan.

I pay for a private health plan that did not cover a surgery I had.  I payed as personal payee. Is there a deduction for that and am I supposed to get a 1095-A

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2 Replies
Level 15
Apr 4, 2021 8:05:04 AM

you can deduct unreimbursed medical expenses as part of itemizing your deductions. if you take the standard deduction, there is no where else you can otherwise deduct these medical expenses.

 

please note, only the medical expenses that exceed 7,5% of you income will qualify.

 

You will not receive a form from anyone. (I think you are confusing the 1095-A with Schedule A) 

Expert Alumni
Apr 4, 2021 8:11:11 AM

If you got insurance from the Marketplace you would get a 1095-A. You would need to enter that form on your return.

 

Apart from that, any medical expense you pay out of pocket is deductible.

 

Medical, dental, and vision expenses are reported on Schedule A and entered in the Deductions & Credits section.

  1. With your return open, search for Schedule A and then select the Jump to link in the search results.
  2. Answer Yes on the Did you spend more than $3,000 on medical expenses in 2020? screen.
  3. Enter your medical expenses, starting with prescriptions, on the following screens.