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Level 2
posted Mar 16, 2024 11:02:49 PM

Social Security Benefits repayment

I received social security benefits in 2023 but I repaid those benefits in 2023. Where do I claim the repayment? I do not itemize. I use the standard deduction.   

0 6 2335
1 Best answer
Expert Alumni
Mar 20, 2024 6:55:31 AM

Yes, that's quite common.  If you did not select the option for federal withholding, then the Social Security Administration (SSA) does not take any.  You can change your mind and have federal tax withheld in the future. 

A repayment of the same benefits you received in 2023 (received and paid back in the same year) are not taxable. Your SSA-1099 should reflect this.  The following publication discusses the boxes as indicated above and a description of each box on your form. The SSA should have offset your benefits in box 5 by any amount you repaid in 2023 (box 4).

@CortezRL 

6 Replies
Expert Alumni
Mar 17, 2024 5:48:25 AM

Your form SSA-1099 will show the net benefits received in box 5 (box 3 minus box 4).  Your box 5 entry in TurboTax will account for the benefits repaid in 2023 amount (box 4). 

Level 2
Mar 19, 2024 7:42:53 PM

Box 3 shows my benefit plus what I paid back. Box 4 shows what I paid back. So when you subtract box 4 from box 3 I still get the benefit funds that I got paid. Thank you for your answer but it does not help 

Employee Tax Expert
Mar 19, 2024 8:52:28 PM

You only enter Box 5 and Box 6 (if applicable) in TurboTax; Boxes 3 and 4 do not get entered.   TurboTax will report it correctly.   We'll calculate how much, if any, of your Social Security benefits are taxable.  If your only income is from Social Security, you aren't required to file a return.

 

Where to enter SSA-1099 - see the entry screen example below. 

 

 

Level 2
Mar 20, 2024 6:17:24 AM

Box 6 has none

Expert Alumni
Mar 20, 2024 6:55:31 AM

Yes, that's quite common.  If you did not select the option for federal withholding, then the Social Security Administration (SSA) does not take any.  You can change your mind and have federal tax withheld in the future. 

A repayment of the same benefits you received in 2023 (received and paid back in the same year) are not taxable. Your SSA-1099 should reflect this.  The following publication discusses the boxes as indicated above and a description of each box on your form. The SSA should have offset your benefits in box 5 by any amount you repaid in 2023 (box 4).

@CortezRL 

Level 2
Mar 20, 2024 8:47:28 AM

They will be sending me a corrected version. This version is going to show a balance on box 5 of "0". 

Thank you to everyone for your comments and answers.