Reporting Miscellaneous Income Without Form 1099-MISC?

Last year I got a check in the mail as a healthy living incentive associated with my health insurance, and the accompanying letter said that it was taxable. However, I was never mailed a Form 1099-MISC for this. How do I report this with Turbotax? I attempted to start a Form 1099-MISC and the first question was "Did you get a 1099-MISC?" and the answer of course is that I did not. If I answer no, it asks me no more questions and returns me to the previous page. If I answer yes, I leave the payer's id number blank and type in $0.01 as "other income" (it won't let me continue if I type in $0.00). Only then does the system prompt me to enter in the amount I received as a personal check that wasn't on a tax form, which I do. Going back to the main page, that amount now shows up under "other self-employed income" even though I did not earn any income through self-employment and I did not intend to report it that way.

Would it be better to have entered the actual amount I received on the Form 1099-MISC as if I had actually received such a form?

7978

1 Best answer

Level 15

Feb 29, 2024 1:39:50 PM

No, the better way to enter your healthy living incentive in TurboTax Online would be to:

Select Tax Home in the left pane
On the Hi, let's keep working on your taxes! screen, select the dropdown to the right of Income & Expenses
Select Start, Pick up where you left off or Review/Edit, as appropriate
Scroll down and select the dropdown to the right of Less Common Income
Select Start or Revisit to the right of Miscellaneous Income, 1099-A, 1099-C
On the Let's Work on Any Miscellaneous Income page, select Start to the right of Other reportable income
On the Any Other Taxable Income? screen, select Yes
On the Other Taxable Income screen enter the description Healthy Living Incentive, then the amount of the incentive. Select Continue
On the Other Miscellaneous Income Summary screen, select Done

Level 15

Feb 29, 2024 1:39:50 PM

No, the better way to enter your healthy living incentive in TurboTax Online would be to:

Select Tax Home in the left pane
On the Hi, let's keep working on your taxes! screen, select the dropdown to the right of Income & Expenses
Select Start, Pick up where you left off or Review/Edit, as appropriate
Scroll down and select the dropdown to the right of Less Common Income
Select Start or Revisit to the right of Miscellaneous Income, 1099-A, 1099-C
On the Let's Work on Any Miscellaneous Income page, select Start to the right of Other reportable income
On the Any Other Taxable Income? screen, select Yes
On the Other Taxable Income screen enter the description Healthy Living Incentive, then the amount of the incentive. Select Continue
On the Other Miscellaneous Income Summary screen, select Done

Level 2

Mar 1, 2024 11:37:26 AM

Thank you! That was surprisingly straightforward.

New Member

Feb 9, 2025 7:36:29 AM

Your "work around" on entering 1099-MISC income without an EIN# was a huge help!

I was stuck and unable to move forward with TurboTax until I found your solution

Thank you!

Level 1

Feb 11, 2025 8:01:03 PM

How was this a work around? I'm still getting asked for payers EIN when I enter as Other Income.

Expert Alumni

Feb 11, 2025 8:15:46 PM

You need to be in Other Self-Employment Income. You are trying to enter it in Other Common Income, which requires an EIN. You have to go to Schedule C - Self-Employment Income, and from there go to Self-Employment Other Income. The section you are in is not for self-employment income; it is for 1099 common income. @sheila_0622

Level 1

Feb 12, 2025 3:26:25 AM

Yes I am. Schedule C Self Employment Other Income!!!

Expert Alumni

Feb 12, 2025 7:12:11 AM

Do not try to enter the 1099-MISC. If you did try to enter one you should delete it. Once you have it deleted follow the steps provided by @DawnC above and printed here for you:

Open your TurboTax Online/Mobile or TurboTax Desktop return:
Search (upper right) > type Schedule C > click the Jump to... link > Edit or Start business entry
For Income select > Self-Employment Other Income.

You'll need to delete this Form 1099-MISC--------------------.

If you're using TurboTax Online software and need to delete a form, click here.
If you're using TurboTax Desktop software and need to delete a form, click here.

@sheila_0622

Level 1

Feb 12, 2025 7:22:40 AM

I deleted it and started over. It still NEEDS REVIEW at the end but I was told I can ignore the review and leave the EIN blank. Thank you and @DawnC

Why sign in to the Community?

Reporting Miscellaneous Income Without Form 1099-MISC?